Insurance FAQs

Do you accept insurance?

I am not on any insurance panels and do not accept insurance. Thus, I do not deal with insurance companies directly. Depending on your out-of-network benefits, however, you may be able to submit my bill for reimbursement for your visits.

How do I find out if I have any coverage for out-of-network therapy visits?

I recommend that you contact your insurance company regarding your mental health outpatient benefits for out-of-network providers before your first visit with me if you plan to file claims for reimbursement. Usually there is a phone number listed on the back of your card or you can look at your policy under out-of-network coverage to find out your deductible and member coinsurance.

When should I find out about my coverage?

I recommend checking your out-of-network benefits before your first visit with me if you plan to try to file for reimbursement.

How do I file for reimbursement?

This depends on your insurance company so it’s helpful to ask them on the same phone call how to do the reimbursement process for out-of-network providers. Some have online, fax, or mail-in procedures. I can provide a receipt for your visit upon payment that verifies your visit and includes codes so that you can usually file this form to submit your out-of-network claims with your company. It can take 30 to 90 days to get your money back. You should also try to file as soon as your get your receipt because some companies have a time limit from the visit date.

How much will I get covered?

The out-of-network coverage varies from insurance company and also with your specific health insurance plan. Usually you have to file enough claims to meet your deductible (which is what you pay out of pocket) and then insurance will kick in to cover a percentage afterwards. It’s important to know that insurance companies typically use their own “allowable amount” for each code, which is what they think the visit “should” cost based on location and code and will reimburse based on their own calculations for what they think is allowable per visit. Allowable amounts vary by insurance company and also year to year.

The information in this page is intended to guide you in your choice of psychotherapist. This information may or may not apply to you or your insurance carrier. Dr. Wei cannot guarantee that your insurance will reimburse any costs incurred during your fee for service treatment with her.

The content on this website is for general information and educational purposes only, and is not intended to substitute professional services. Visiting this website or contacting Dr. Wei by e-mail or phone does not constitute or establish a therapeutic or professional relationship.

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